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"Why buying a house is still financially beneficial even with sky-high prices and interest rates"

When interest rates come down, prices are likely to go up again because it will be less costly to take out a mortgage. That means — for those who can afford it — it could be better to buy now than to wait. 

Home buyers who can take action before rates drop stand to benefit from avoiding higher home prices, and from the ability to refinance once rates decline. Homeowners also capture increases in equity as values rise.

Renters, take note: "The median net wealth of a homeowner is 40 times that of a non-homeowner – a gap that increased by a third from 2019 to 2022."


Read more at: https://www.nbcnews.com/business/economy/buying-house-good-idea-even-with-high-prices-interest-rates-rcna121903

Source: nbcnews by Marley Jay and Jasmine Cui

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